BabySteps: Hit Financial Goals 2021.04.06

If you're looking for a smart and efficient way to pay off your debts, look no further than the BabySteps app. With this powerful tool, you'll be able to track all your payments in one place and use the debt snowball method to tackle them one by one. Say goodbye to credit card bills, student loans, and car payments by following Dave Ramsey's step-by-step playbook.

But the benefits don't stop there. Once you've cleared your debts, the BabySteps app helps you manage your money for the long term. It guides you through Dave Ramsey's 7 Baby Steps, empowering you to build an emergency fund, save for a down payment on a home, and invest for your future. Your financial confidence will grow as you achieve one goal after another.

In order to access this amazing app, you'll need to become a member of Ramsey+. Already a SmartDollar member? Then you're good to go! Why Ramsey+ and not just the BabySteps app? Well, hitting big money goals requires addressing both mindset and habits. Ramsey+ combines three apps—BabySteps, EveryDollar (an easy-to-use budgeting app), and FinancialPeace (providing practical know-how)—to help you make better choices with your money every single day. These small wins will lead to significant results and better financial habits.

As a Ramsey+ member, you'll also have access to other incredible features such as:

• EveryDollar: Take control of your spending and allocate more money towards your goals with this user-friendly budgeting app.
• FinancialPeace: Learn valuable techniques for saving, paying off debt, and building wealth that you can start implementing immediately.

Don't worry if you're not a Ramsey+ member yet. You can start your free trial at ramseyplus.com. Take advantage of the following key features offered by the BabySteps app:

• Follow Dave Ramsey's 7 Baby Steps and track your progress.
• Pay off debts, save for emergencies, and build wealth using the Baby Steps.

With the debt snowball method, you'll be able to:

• Determine the exact date when you'll be debt-free.
• Consistently pay off one debt at a time, from smallest to largest.
• Discover how much faster you can become debt-free with additional monthly payments.
• Experience the satisfaction of throwing a digital snowball at your debt with each payment you make.

When it comes to savings, the BabySteps app allows you to:

• Receive helpful tips on how to save money more efficiently and establish an emergency fund.
• Watch your savings account grow with a fun visual representation.

You'll also have access to informative coaching sessions from finance experts:

• Dave Ramsey will provide insights on debt and saving.
• Rachel Cruze will offer budgeting tips to help you reach your goals faster.
• Chris Hogan will emphasize the importance of having an emergency fund.
• Ken Coleman will provide career advice that applies to each Baby Step.

Take advantage of the app's convenience:

• Easily track your progress on both desktop and mobile devices.
• Keep your debt snowball updated in real time by syncing it with your EveryDollar budget.

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